1. ANZ Frequent Flyer Black: This credit card is an excellent choice for those who are a member of the Qantas Frequent Flyer program. You earn 1 Qantas Point for every A$1 you spend with this card. Plus, you only need to spend A$4,000 within the first 3 months to get 90,000 Qantas Points and free entry to the Qantas Club. The annual fee for this card is A$425 and the interest rate is 20.24%.
2. Westpac Low Rate: This credit card is ideal for those looking for a low interest rate and annual fee. The interest rate for this card is only 13.74% and the annual fee is A$59. You can also enjoy 0% interest on cash advances and balances for the first 16 months. This card does not have a rewards program, but it is a good option for those looking for a simple and affordable credit card.
3. NAB Rewards Platinum: This credit card is designed for those who want to take advantage of an extensive catalog of rewards. You earn 1 NAB Rewards Point for every A$1 spent with this card. You can redeem these points for travel, gift cards, cash back, or donations to charities. Plus, you just need to spend A$1,000 to get 60,000 NAB Rewards Points within the first 60 days and a half price annual fee for the first year. The annual fee for this card is normally A$195 and the interest rate is 19.99%.
4. Coles No Annual Fee Mastercard: This credit card is great for those looking to save money at Coles supermarkets with no annual fees. You earn 1 flybuys Point for every A$2 spent with this card. You can use these points as a discount on your Coles shopping. In addition, with this card, you can withdraw cash on your Coles purchases and benefit from an interest-free period of up to 55 days if you pay your full bill every month. The interest rate of this card is 19.99%.
5. HSBC Platinum Qantas: This credit card is a special choice for those who want to benefit from the privileges offered by both Qantas and HSBC. You earn 1 Qantas Point for every A$1 you spend with this card.